Florida Group Health Insurance
Custom Designed Large Group Employee Benefit Plans

Main Page - with a complete listing of carriers and plans

Employers face a constant challenge, how to provide themselves and their employees quality health benefits and control costs, hopefully, if possible, employers would like to improve their cash flow.  With the costs of some traditional health care plans soaring in recent years in Florida and in all states, achieving these two goals has become increasingly difficult.  Exploring strategies that are commonly used by large corporations and businesses (businesses having 5000+ employees), might benefit your business as well.  

If your company has 50 or more full time employees, then a custom designed group employee benefit program is worth investigating.  In most industries, custom designing a product or service is guaranteed to cost more than and an off the shelf standard item.  Interestingly, in employee benefits and large group health insurance, custom designing plans can be more cost effective than off the shelf plans.  One reason is your company will have access to many more carriers and provider networks.  If you would like to see a list of available carriers and provider networks please go to:   

• Custom Designed Group Health Insurance Carriers and Provider Networks

When you custom design your group health insurance plan, you, the employer can decide such things as:

• What type of benefits you would like to offer
• How much of a benefit for a service you would like to have
• Do you want copayments for doctor visits and/or laboratory tests and if so how much will the copayments be
• Do you value preventative care and would like to encourage yearly physicals by covering those
• Would you like chiropractic covered
• Would you like acupuncture covered
• Which provider network works best for your company
• If you need to have more than one provider network because your company has multiple locations
• How prescriptions will be covered

All this gives you more of what you value and want in a health insurance plan.  You have control.   Every benefit on a health insurance plan has a cost.  By deciding what you want to include you can get more, as the saying goes "bang for your buck".  Wouldn't it be better to have more control over and more choices in, your employee benefit program?

We look forward to hearing from you and working with you..

• Large Group Health Insurance
• Section 125 Cafeteria Plans and Flexible Spending Accounts
• Quote Information
• Census Form for businesses
• Health Insurance Provider Network Information
• Flexible Funded and Partially Self Funded Group Health Insurance
• COBRA - Continuation Benefits
• Temporary, Short Term or Interim Health Insurance (good for employees in waiting period or alternative to COBRA)
• International Health and Travel Insurance - for US citizens when  outside the US and non-US citizens anywhere

Click Here to Bookmark this Site

To discuss your company's needs, please contact:

Pierre Granger AAI,CIRMS
Group & Individual plans available
Website Address  http://www.pierregranger.com
E-Mail: pierre@floridahealthinsurance.com    

PH:  (954) 328-6750     Fax: (305) 556-3680

Return to Main Page