Florida Individual Health Insurance
Temporary Health Insurance
Short Term Health Insurance

Main Page - with a complete listing of carriers and plans

Temporary health insurance or short term health health insurance plans are a very valuable low cost way to protect yourself and/or your family.  In general, this is the least cost way to have health insurance.  These plans can bridge the gap between permanent plans such as between jobs, waiting for Medicare, in place of COBRA, etc.  Temporary health insurance might be the only health insurance plan available or affordable.   If you have had trouble either finding affordable health insurance or you believe you would be declined for individual health insurance or you would be declined for a condition you had more than three years ago, or for many reasons such as below, then this is definitely something to look into.  If you want instant online quotes, plan descriptions, immediate qualifying, online applications, immediate approval and ID card please click on Affordable Health Insurance Online.

If you fit into any of the categories below, then the plans offered here will benefit you.

• You are currently uninsured

• You have health insurance which will end soon

• You are between insurance plans either from an employer or individual health insurance, you need temporary health insurance or short term health insurance

• You have applied for health insurance but have not been approved or heard back yet

• You are not eligible for individual health insurance due to a condition that occurred more than three years ago, check eligibility at Questions

• You need to be certain you do not break continuity in health insurance under HIPAA (you could be subject to pre-existing condition limitations on future health insurance if you have a gap greater than 63 days)

• You cannot afford or do not want to pay so much for the other health insurance options you have. you need affordable health insurance

• You have just lost your health insurance, for any reason

• You believe you would be declined for individual health insurance for a reason such as weight (click here Questions to see if you are eligible)

• You are moving out of the coverage area of your current health insurance plan

• You are waiting for Medicare benefits

• You are in your employer's group health insurance waiting period, you need temporary health insurance or short term health insurance

• Your COBRA benefits are about to expire

• COBRA benefits from your employers group health insurance are too expensive and you need affordable health insurance

• You want to look at other health insurance options from what you have currently, you need affordable health insurance

• You are self employed

• You are an independent contractor

• You are a recent college graduate or will graduate soon

• You do not qualify for your employers plan

• Your employers plan is too expensive

• You are a college student

• You are unemployed

• You have been laid off or "downsized"

• You need affordable, temporary, short term health insurance immediately

• You just want the least cost health insurance

This page has health insurance plans from two different insurance companies.  

1)    Affordable Health Insurance Online
Health Insurance Plans from 1 month to 36 months (Only 3 year look back on pre-existing conditions, simplified underwriting).   If you want instant online quotes, plan descriptions, immediate qualifying, online applications, immediate approval and ID card please click on Affordable Health Insurance Online.

2)    Fortis Temporary health insurance
Health insurance from 1 month to 6 months (5 year look back on pre-existing conditions)

To check the plans and rates for Fortis Short Term Health Insurance e-mail the following:

1. Name and sex of each person to be covered
2. Date of birth of each person to be person to be covered
3. Zipcode of residence in Florida
4. Days of coverage needed or start date and termination date of coverage
5. Quotes, plan information and application will be e-mailed to you.  This is more accurate than other ways and we respond almost immediately.

Or Download the information.  Sometimes the rates are different when run and e-mailed back and those are more accurate.

• Temporary Health Insurance Description for Florida residents
• Temporary Health Insurance Rates and Application for Florida residents

If you choose to mail your application, Insurance can be made effective the day after postmark.  If you fax the application in with a credit card, your insurance can be effective the next day.

You may also fax the application to 407-830-4785 if you are using a credit card.  When applying, please e-mail a notification to the e-mail address below.

Prescription Medication Savings - Save from 10% to 90% (temporary health insurance plans do not have out of hospital prescription benefits)

College/University Student Health Insurance

If you are a college or university student or your children are college or university students you might also have a look at:

• College/University Student Health Insurance

Online Instant Individual Health Insurance Quotes

• Continental General Affordable Individual Health Insurance - plan descriptions, quotes and applications online

International Travel, Health, Major Medical and Life Insurance Insurance

If you are a US citizen traveling, studying, working or living outside the US or a non US citizen anywhere.  Please check

• International Insurance

Individual Dental Plan

Plans available to both US and non US citizens anywhere is the US

• Individual Dental Plans

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Pierre Granger AAI,CIRMS
Group & Individual plans available
Website Address:  http://www.assurance-reseau.com
E-Mail: pierre@floridahealthinsurance.com    

Phone: (954) 328-6750     Fax: (305) 556-3680

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